Showing posts with label Property Division and Spousal Support. Show all posts
Showing posts with label Property Division and Spousal Support. Show all posts

Destination Divorce

We have long had destination weddings.  Why not destination divorce?  Zagat has published a guide to the best restaurants for dumping your mate, as I have reported here two years ago.  There are already restaurants you can visit to dine and dump your spouse, so why can't there be destination resorts or hotels where you can go to make that dumping official?

It's not so easy just to head to the beach, or somewhere exotic, to get an actual legal divorce, you say? Well, not only are some enterprising travel businesses trying to sell the idea of divorce vacations, in Mexico and elsewhere, but there is now even, in the Netherlands, what is called the Divorce Hotel (Hotelscheiden). If you are Dutch, you can actually show up at a five-star hotel for about three days with your spouse and mediate your divorce settlement, spending potentially far less time and money on the trip and the luxurious hotel accommodations than you might otherwise have spent on legal fees back home.

Or so they say.  So far, the new idea has only had a small number of takers, and it is of course only available to Dutch citizens.  Take a look at the Divorce Hotel's website and video.


For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Alimony Reform Bill Signed Into Law

It's official!  Around 4 PM yesterday, Governor Deval Patrick signed into law the alimony reform bill.  (See my discussion of this in my last post where I link to previous blogs on alimony reform).  The new law goes into effect March 1, 2012.  Go ahead and peruse the complete text of the new law, or check out the well-written summary of the new law provided by Francine Gardikas of Burns & Levinson at their law firm's family law blog, Massachusetts Divorce Law Monitor.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Sweeping Massachusetts Alimony Reform Bill Now Awaits Governor's Signature

At long last, a sweeping alimony reform bill, passed by both houses of the Massachusetts state legislature, has been sent to the Governor's Desk, it was reported on Monday. Governor Patrick has 10 days to sign it, and there is nobody saying that he won't. In fact, I just heard from a reliable source that the Governor will sign it on this coming Monday.

What started long ago as an impassioned struggle has in recent years gathered strength as Massachusetts Alimony Reform, a new organization directed by Steve Hitner, came into being. The Massachusetts Alimony Reform organization came onto the scene with a tenacity, dedication, and persuasiveness that caused many, including opinion makers in the media and in politics, to wake up and pay attention.

A House bill which called for real reform was countered by a Senate bill that was, by contrast, a slight tinkering with the law that would not really have changed or helped much. Fortunately, as support for real reform continued to grow, and political support became apparent, it came to pass that legislators, lawyers, and bar associations all moved in the direction of supporting real reform. Now, with the passage of the final version of the legislation by both houses, real reform has prevailed; in other words, the final version is much closer to the original House bill than to the Senate bill, and it will bring about very substantial, extensive reform. Thus an alimony reform movement which once had only limited vocal support from a handful of family law litigants, legislators and attorneys, eventually gained very broad support - indeed support of seemingly everyone, including many lawyers and bar associations that had previously ignored, dismissed, minimized, or opposed any serious alimony reform efforts.

With the passage of this alimony reform legislation, we will see the law of alimony in Massachusetts at last reflect the social and economic realities of our time. I expect alimony determinations to be much more sensible and predictable, and much fairer as a result, as previously lengthy or even lifelong awards of alimony, many of which were out of all proportion to the length of the preceding marriages or the equities of their respective cases, will become a thing of the past. Although I have a few reservations about one or two provisions of the bill, overall I am very pleased with the legislation and I have no doubt the new law will be a huge improvement over the current law.

I will have more thoughts to express soon. Meanwhile we all await the official word that the Governor has signed this bill. For a brief description of the bill, see Alimony Reform Heads to Governor's Desk, Monday's Boston Business Journal article on this.


Previous Posts on Massachusetts Alimony Reform:

ALIMONY REFORM AND THE BUSINESS OF DIVORCE
OF TWO ALIMONY REFORM BILLS, HOUSE BILL IS FAR BETTER
"TILL DEATH DO US PAY" - MORE ON THE NEED FOR ALIMONY REFORM
EMILY ROONEY DISCUSSES ALIMONY REFORM
MASSACHUSETTS ALIMONY: TIME FOR REFORM?


For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

A Couple More Massachusetts Blogs for Your Blogroll

In the nearly two years I have been absent from the blogosphere (from November of 2009 until today), I have noticed a number of good Massachusetts legal blogs that either weren't around before, or just hadn't caught my attention yet. There are in particular two I would suggest that you check out, and add to your blogroll as well:

1) Scaling the Summit: A Family Law Blog. This blog is primarily the work of Justin Kelsey and his associate Jonathan Eaton and is published by their law firm, Kelsey & Trask in Framingham. Much thought and analysis has gone into this blog, and there is very helpful information about recent, and pending, legislation in the area of alimony reform (which is about to become law at last) and proposed custody law reform.

2) Massachusetts Elder Law Blog. This is an excellent blog I have recently enjoyed reading by elder law attorney Sasha Golden of the Golden Law Center, a practice devoted to elder law and disability planning in Needham.


For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Alimony Reform and the Business of Divorce

The Boston Business Journal continues to cover the controversy over the competing Massachusetts alimony bills, and in Friday's article by Lisa van der Pool, Dueling alimony bills raise hackles in legal circles, the focus was on the question of whether Senator Cynthia Creem, chair of the Senate's Judiciary Committee, has a "conflict of interest" on account of her sponsorship of the alimony reform bill being heard by her committee, because she is also practicing divorce law in Boston.

Many in the Massachusetts Alimony Reform organization have voiced their belief that she has a conflict of interest. In the article, I was among the quoted legal observers who fail to find any conflict of interest here. And that is so even though I do not support Cynthia Creem's Senate bill, but support instead the much more comprehensive reforms of the House bill. As often happens in the world of family law litigants, logic and reason have become victims to emotion. And once again, I have gone on record to call it like I see it, only to insure I will probably please no one.

It is hardly shocking to find lawyers as legislators, and it is quite normal for them to take up, and draft, legislation within their own areas of expertise. Divorce lawyers such as Sen. Creem regularly take cases involving clients on both sides of alimony disputes, and will inevitably have clients who benefit, and others who will not, from any change to the law. That is true for her, and that is also true for me. We simply have different opinions as to what the law should be.

The argument of those who think they see a "conflict of interest" (although they mostly do not really understand the concept) goes something like this: Divorce and family law practices, or at least certain practices such as that of Senator Creem, benefit from preserving the status quo, and/or encouraging more, rather than less, litigation.

Any real alimony reform - the argument goes - such as that which would result from enactment of the House bill, would inevitably lead to less litigation, while the enactment of the Senate bill would either fail to reduce litigation, or might even increase it, as the Senate bill would only add durational language, but without any real guidance, thus leaving extremely vague the legal standard for determining alimony awards, and thus continuing to confer upon judges overly broad discretion that would lead to more disputes and more litigation. Lawyers in general, and supposedly rich divorce lawyers in particular, would thus continue to reap huge financial benefits from this vague alimony standard.

But do you know what? The only parts of that argument which are not obviously specious are at their very best merely speculative, and the available evidence might more readily support a quite contrary thesis: that is, that our very vague, quite unpredictable, and often unreasonably high and long, alimony obligations may be partly responsible for the fact that we have had a declining rate of marriage in recent years (interestingly, this particular point has indeed been made by the Alimony Reform Movement itself), and also for the fact that we have a very low rate of divorce relative to other states.

Indeed, the only studies of which I am aware point out that New England in general, and Massachusetts in particular, have the lowest divorce rates in the nation. (See the end of my earlier post on divorce and baseball for links on this issue).

Could it be that draconian, unpredictable, seemingly dreadful divorce laws have contributed to preserving many marriages? Here, I'm reminded of the male joke about not getting divorced because "it's cheaper to keep her." Also might it be possible that these supposedly bad laws prevent many who would otherwise eventually divorce from marrying in the first place? And is it so bad to have laws that make marriage a serious commitment, with very serious consequences? Indeed, that is how marriage used to be in this country before the advent of no-fault divorce. Funny, but some of the conservative, male critics of the current family law system are also the same ones who pine for those more traditional times.

Let me be clear. I believe the current alimony law in Massachusetts is in need of reform, because it too often leads to absurdly unfair results, as it fails to compel judges to limit alimony in the way most people today believe it should be limited, and in the way current economic and social realities suggest it should be limited. However, I am not at all sure that either bill under consideration would help or hurt lawyers in the modestly paid field of family law.

Many of the big problems with current alimony law in Massachusetts relate to the higher economic class of divorcing couples, who are more likely to be caught up in fights with opponents who have considerable assets and earnings, and who are therefore able to pursue "money is no object" battles in court. When the law is too vague, as I do believe it is, there is more at stake in such disputes, and wealthier individuals often believe, however wrongly, that they have no choice but to hire the most expensive, high-overhead law firms to fight spouses who have hired other expensive, high-overhead law firms, all to determine how much will be paid, and for how long, in spousal support.

If I had to guess, I would predict that the passing of the House bill, or any such extensive reform bill limiting alimony, might eventually lead people to marry more often, and earlier, and lead more already married people to get out of marriage when things go wrong; less cumbersome alimony obligations would be less of an impediment both to divorce and to marriage in the first place.

I imagine that with more reasonable alimony laws, we could see higher marriage rates and higher divorce rates, like those that currently exist for example in the state of Georgia, and other "red" states, where it is easier and less costly for the higher-earning spouse to get divorced (and by "costly" here I am referring to the total economic costs in a broad sense, not simply the narrow costs of paying legal fees). Perhaps only the nature, but not the size, of family law practice would thus change, as divorce lawyers would have more clients, but would also spend less time, and bill less, on each individual case; furthermore, high income and high conflict cases would likely account for a smaller percentage of client caseloads.

But all of this is speculation. Would the whole family law business shrink or grow with alimony reform? Who knows? Even if we could answer this, it is really the wrong question.

We really should be debating what the appropriate spousal support obligations of divorcing parties should be, period, rather than making speculative arguments about how different laws might affect a small sector of the legal services industry. Our alimony law should reflect what our community believes those obligations should be, and should reflect current economic and social realities. That is what is important.

The reason this misguided "conflict of interest" argument has gotten any traction is that angry individuals hate lawyers and judges, and not just the flawed law and legal system of which they are a part, and these guys are venting (for more on this, see my last post on this blog). It has all become personal.

By the way, if you're not already exhausted after reading this ridiculously long blog, you can find more level-headed, interesting, and even funny, comments on the issue of alimony reform in Massachusetts at Stephen McDonough's blog.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Of Two Alimony Reform Bills, House Bill is Far Better

There are two competing alimony reform bills currently pending in the Massachusetts legislature: Senate Bill 1616 and House Bill 1785. The Senate bill, backed by influential members of the Boston Bar Association, essentially would preserve the status quo. It would merely add language to the statute so as to give judges the explicit ability to set a duration for alimony - i.e. to set a term of years, depending on the circumstances.

The Senate bill would indeed improve current alimony law in this limited way. But it would do far too little. In fact, the Senate bill would not be sufficient to bring Massachusetts out of the realm of the absurd. Even with the passage of this modest single reform in the Senate bill, Massachusetts would remain way outside the reasonable norms for alimony, as reflected by the laws in almost every - if not every single other - state in this country.

The House bill, on the other hand, would effect real reform that would bring Massachusetts alimony law into much closer alignment with the alimony law of other states, as it more closely reflects current conventional wisdom on alimony. The House bill would require alimony awards to reflect current economic and social realities. Thus it would be much less likely that outrageous alimony awards, which lead to illogical and unfair economic results, would continue to be regularly negotiated and ordered in our family courts.

The House bill is much more intelligent, reasoned, and has the support of the Massachusetts Alimony Reform organization. However, unlike the Senate bill, which is now backed by the Boston Bar Association, the much more sensible House bill has a broad base of support beyond the most directly affected interest groups - that is, both those interest groups that have been formed by opponents of the current law, and associations of attorneys who would be more inclined to preserve the status quo. And that is why House Bill 1785 is already cosponsored by a very diverse group of 72 legislators, "liberal" as well as "conservative."

Please read both bills (see links above), and tell your House and Senate representatives which bill you favor. For more on this, see Bar association wades into divorce law spat - Boston Business Journal.


For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

"Till Death Do Us Pay" - More on the Need for Alimony Reform

Finally, a little slice of la vida real in our Massachusetts family court system: Till Death Do Us Pay - Boston Magazine.

I'm encouraged to see such critical words from a local media source, in this case Boston Magazine. You definitely will not get such truth from the Boston Globe. And what a shame that is, as the Boston Globe is still the best newspaper we have in this state. Yet, by its gross negligence and incompetence in its reporting in the area of family law, the Boston Globe continues to hold back family law progress, even though it, together with its parent The New York Times Company, had earlier been so instrumental in pushing forward progress in the gay rights and gay marriage arena.

This is definitely a must-read article for anyone interested in the crazy world of alimony law in Massachusetts. I've written about this here before. Our archaic alimony law in Massachusetts has created a number of family law problems that should have been solved long ago. I do hope that reasonable heads will eventually prevail here, and that there will be a complete, extensive overhaul of our absurd alimony law and accompanying practices.

This article, though not perfect, provides a penetrating look into a system in great need of common sense overhaul, in this state which claims to be progressive, but is actually only selectively so. And when I say that I mean a system much broader than merely that which sustains a ridiculously outdated alimony system, but the entire family law system which is backward and unfair in so many other respects.

It is way past time that our state treated fathers and exhusbands and their children, along with all the various family units of which they are a part, with the same level of dignity as gay and lesbian individuals and female-headed households. Until that happens, Massachusetts will continue to be the oddball state, where progressive policies in favor of gay and lesbian couples (policies about which I believe we should be very proud) stand in stark contrast to backwards, archaic, protectionist, sexist policies that promote traditional family structures and female dependency in heterosexual relationships over independence, equality and justice.

And when I say policies, I mean not only laws - both statutes and rulings by our appellate courts - but also practices and other rules, written and unwritten, which continue to be perpetuated by the family law establishment.

Please read the article.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Best Divorce Cartoon

A colleague, who happens to be a psychotherapist and not a lawyer, just gave me a copy of the following New Yorker Divorce Cartoon a few days ago. The cartoon is very good and to publish it here I would have to pay more than I am willing to pay for the license, so if you want to see it, you will have to follow my link. But I may have to order a print of this myself.

The cartoon, by Mick Stevens, appeared in the January 12, 2009 New Yorker, and was part of the magazine's Caption Contest. It appeared with the following winning caption, suggested by reader Ann Seger of Chicago, Illinois: "For a divorce case, that went smoothly."

By the way (and to relate this to my last post), if this cartoon looks like it could serve as the illustration for your impending divorce, you are definitely not a candidate for do-it-yourself divorce.


For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

YouTube Divorce - A Failed Strategy

To follow up on the YouTube Divorce of Tricia Walsh-Smith, which I discussed here this past April (after which Tricia continued her tirades and crazy antics on YouTube, all of which I ignored), it appears that Tricia's adventurous approach to fighting her contested divorce has not helped her one bit.

Back in April, I thought Tricia had the craziness out of her system, as she appeared to have gotten smart after her first YouTube video by hiring a good lawyer who would prevent her from using YouTube again. But I was wrong. She apparently either ignored good advice from her lawyers (most likely) or she didn't get any. Thus she persisted in smearing her husband in further YouTube videos.

Now the judge has found that Tricia conducted a "calculated and callous campaign to embarrass and humiliate her husband and his daughters." The judge both ordered her to leave the New York apartment from which she complained on the first video that her husband had tried to evict her, and also refused to void her prenuptial agreement as she had sought. See Family Lore: Walsh-Smith: "Calculated and callous" .

If you really feel like airing dirty laundry in public, you should consult a good lawyer first. But then you should follow that good lawyer's advice, even though the advice will almost always be: No, don't do it. Keep it private.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Emily Rooney Discusses Alimony Reform

More on Massachusetts alimony reform. Boston's WGBH TV Show, "Greater Boston" with Emily Rooney, on Thursday evening, discussed recent efforts to reform alimony law in Massachusetts, including the recent push by the Second Wives Club. See WGBH's Recent Shows: "The Second Wives Club pushes for alimony reform". Appearing on the show to argue for reform was Elizabeth Benedict, whose recent Boston Globe op-ed article was discussed by me in my recent post on this topic. Also appearing on the panel were attorneys Timothy A. Taylor, the lawyer from Lincoln, Massachusetts, who drafted the alimony reform bill, and Gerald Nissenbaum, who essentially defended the status quo.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Divorcing, But Still Living Together, in a Bad Housing Market

There's a great article in today's Boston Globe Sunday Magazine, by Lisa Prevost, about the effect of the declining housing market, and the credit squeeze, on divorcing couples, many of whom are now forced to stay together longer than they may have wanted or intended: Two Exes, One Roof - The Boston Globe ("Two Exes, One Roof - What happens when a divorcing couple meet a slow housing market? Usually, it's not pretty.") As you can see from the excerpt below, I am one of the attorneys quoted in the article.

"DESPERATE" IS AN APT DESCRIPTION FOR ANY NUMBER of homeowner scenarios these days, as declining home values and tighter credit continue to squeeze sellers. When it comes to divorcing couples, however, the steep drop-off in housing sales is making some bad situations truly awful. Dramas are playing out across the region as couples who no longer want to stay together, but can't afford to live apart, are winding up prisoners in their own homes. Either houserich and cash-poor, or simply overextended on all fronts, these couples are retreating to the far corners of their houses as they await the buyer who will free them.

Family law attorneys, mediators, and real estate professionals say that while this scenario isn't necessarily new, its rising incidence is very much a sign of the times. Divorcing couples who borrowed heavily against their homes when values were soaring several years back are now scratching for enough equity to cover their mortgage, lawyer bills, and a fresh start. The financial strain is forcing more of them to stay put until the house sells, a situation that is almost always very uncomfortable.

"In a number of my cases, couples are sharing houses but using separate bedrooms, and it remains to be seen what impact all of this will have on the children," says David A. Hoffman, an attorney, mediator, and founder of the Boston Law Collaborative.

....

Barbara Shapiro, a certified divorce financial analyst and vice president of HMS Financial Group in Dedham, agrees that the sliding market is forcing more divorcing couples to remain housemates. The cases she sees typically fall into one of two categories. "You have the couple that's already divorced and had decided they were going to split the house once it's sold. And they can't sell it, or it doesn't make sense to sell it. So they're scrambling to adjust," she says. "And then there are people who are saying, 'We can't get divorced - we can't afford it.'"

The latter sentiment turned up unexpectedly in a divorce case handled last year by Steven Ballard, a lawyer in Worcester and Wellesley. He was representing a woman in particularly bleak circumstances: She had a restraining order against her husband, who had moved back in with his mother. The wife worked but couldn't cover the mortgage payments and expenses on their house without her husband's income. Because they owed more than the house was worth, foreclosure loomed as a possibility. Still, Ballard didn't see taking the husband back as an option. Much to his dismay, his client did. The couple reconciled. "I'd seen financial problems lead to divorce," Ballard says, "but I hadn't seen it save a marriage."

....

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Massachusetts Alimony: Time for Reform?


In yesterday's Boston Globe appeared an op-ed article by novelist Elizabeth Benedict, critical of the Massachusetts alimony law and application of that law by courts in this state: Elizabeth Benedict: Boston Globe Op-Ed: The chilling effect of state's divorce laws. I actually know Elizabeth Benedict, and as one of the lawyers she talked to before writing that article, I must say that I welcome her criticism, even though I believe she may be, as I have told her, exaggerating the extent of the problem she sees.

Her problem is mostly with lifetime alimony awards and with what she rightly sees as the inconsistent, unfair application of alimony law. Of course, I have no doubt that the cases she discusses are real, and it only takes one bad experience in family court for any one person to be turned off and disillusioned with the whole process.

The main point that should be taken away from her article, in my opinion, is that the law on alimony is so vague as to permit a huge divergence of results, from one case to another. I would add that these results often depend on factors that should not be important and determinative: they are factors primarily related to the quality and experience of the judge, rather than factors actually relating to the facts of the individual cases.

In my experience as an attorney, I have been able to end lifetime alimony awards, as lawyer for men in each case, in every case where it was justified and where my clients and I tried to do so. However, in those cases, my male clients did not even come to me to try to eliminate the alimony until their children were emancipated and their exwives were working fulltime and earning as much as, or more than, they were. In other words, we had very strong cases to end alimony. And yet, although the cases did not require trial, they were at first hotly litigated cases, and they were hardly the walks in the park that they should have been.

I am happy to see Elizabeth Benedict join other disgruntled second wives and girlfriends in trying to help men to right this wrong in Massachusetts family law, particularly by supporting the enactment of HR 1567, a relatively unambitious, but sensible bill that, as Benedict notes in her piece, has been given an unceremonious legislative death as the bill was quietly committed to further "study."

We have long needed better guidance and clearer laws on alimony - and in the related area of child support as well, I hasten to add - that cover the needs of today's divorcing and separating parents and spouses. The child support guidelines have numerous flaws and do not cover those with combined incomes of $135,000 or more, exactly the group of people, interestingly enough, who are most likely to hire lawyers for their court cases. Such a situation leads intelligent people like Elizabeth Benedict to understandable cynicism about the legal process, and about lawyers themselves. And so Elizabeth Benedict states as follows:

The Massachusetts and Boston Bar Associations have created a task force to study problems stemming from lifetime alimony, but it will be months before their recommendations, if any, will be made public. They may eventually support new guidelines for judges, not new legislation, which would clarify and simplify. They prefer ambiguity and case law, which produce more billable hours.

The crux of the problem is there is no agreement on a formula, or a uniform set of guidelines even, for alimony, and the law of alimony is essentially the same long list of statutory factors that are supposed to be taken into account in determining the division of assets upon divorce (M.G.L. ch.208, section 34). See the Massachusetts divorce statute here.

One former judge, Judge Ginsburg, formerly of the Middlesex Division of the Probate and Family Court, who in fact created his own alimony formula (called "the Ginsburg formula") which he, and some others, have used on an informal basis, especially back when he was still a judge, wrote an article, back in 1997, which is surprisingly still very relevant today: "The Place of Alimony in the Scheme of Things," Edward M. Ginsburg, Massachusetts Family Law Journal, Vol 14, No. 5 (January 1997). Sorry, but I can't find an online link to that article. In that article, then-Judge Ginsburg pointed out that there is precious little in the way of guidance in how to deal with different kinds of cases (short-term, mid-term, long-term marriages) and how to structure awards, both in terms of amount and duration. Well, not much has changed in the past eleven years, in statutory or case law, since Judge Ginsburg wrote his article, to alter this basic reality.

And what little new case law we do have has not remedied this problem. As pointed out by Massachusetts Attorney Peter Gossels in this Massachusetts Lawyers weekly article from February 5, 2007, the law as it still stands permits "predator spouses" to enter into short-term, childless marriages, and extract huge sums of money through alimony. See the Gossels article, both for another extreme example of how the vague alimony law can lead to an unfair result, and for a great discussion about some of the problems and limitations created by the case law on alimony.

However, as a practicing lawyer, I do believe there has been a positive change - despite the continuing existence of some rather unfair case results - in the way most judges are applying the broad, vague law. I believe judges over the past ten years have become far less likely to award alimony in cases where alimony is undeserved, they have been increasingly likely to expect former wives to work, or to go back to work, and they have become increasingly likely to apply the gender-neutral laws in a gender-neutral way. This positive change in the way that law has been applied, in fact, is one advantage, perhaps, of the law being as vague as it is. But all is not as it should be. Not yet. And I do believe there should be better guidance, and it should be statutory.

As long as judges have such wide discretion, with these vague laws in effect and in the absence of clear guidelines for different types of cases, judges will continue to be free to consider all the relevant statutory factors on a case by case basis. The question of whether we want the legislature to improve the law of alimony will then come down to whether we want to trust each individual judge to make the right decision when each one has such extremely wide discretion in making findings.

Although I trust most judges to try to do the right thing most of the time, I do believe they all need clearer laws and better guidance, for the sake of consistency and fairness.

Finally, Elizabeth Benedict's comments, both directly to me, and in this op-ed piece she wrote, give me hope for the future. I am encouraged to see such talented, intelligent, accomplished women recognizing the injustices often faced by men in family court. Benedict joins the ranks of another great writer, formerly a regular columnist at the Boston Globe, Cathy Young, about whom I have spoken favorably several times in this blog before.

Also, in this respect Benedict joins another acquaintance of mine, Iris Tanner, a cabaret singer, who long ago gave me a copy of her CD "Fresh Cut Iris" when I could not attend her appearance many years ago at Jimmy Tingle's Comedy Club, where she sang her original song Don't Get Married in Massachusetts (If You're Male).

It's a hilarious song by a woman who admitted in introducing the song on stage that she had been inspired to write it after having several boyfriends who had gone through divorce in Massachusetts. Even if you don't download the song (and you can do so - from my link above), the following sample of its lyrics should give you a laugh or two:

Matrimony may be great,
But there's a certain state,
Where a wedding's bad for your financial health,
Where if a marriage doesn't work,
The man will always be the jerk,
And lucky ladies gather in the wealth.

Where the judge's sacred duty
Is to give the wife her booty,
And do his best to drain the husband dry.
Though I know it's hard to swallow,
There are guidelines they must follow,
That will zap you if your chromosomes are Y.

If you're male,
Don't get married
In Massachusetts.
You'll only end up broke
And land in jail.
....


I should point out that, despite its women- and mother-friendly reputation and despite its sometimes-heard nickname "Planet Mommy," Massachusetts is hardly alone with this alimony problem. Other states are considering reforming their alimony laws to reflect the current economic and social realities. For a good discussion of this national trend, also mentioning the recent efforts in Massachusetts, see States Challenge Traditional Alimony, a February 15, 2008 article by Tresa Baldas in the National Law Journal.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

14 Common Financial Mistakes People Make and 14 Rules Most Should Follow Most of the Time

I have handled lots of divorces, reviewed lots of financial statements, and helped clients manage the difficult financial negotiations and restructurings attendant upon marital dissolution. I am often surprised by what I see intelligent people do, or not do, with their money. The following are 14 of the most common financial mistakes I have found that people make. I have had clients who are in poverty and others who are extremely wealthy. But these 14 mistakes are related to my experience with the majority of people for whom I have worked - people who are, like most of us, somewhere in between those two financial extremes.

There are other kinds of "mistakes" which are made in the course of divorce - and by this, I mean there are settlement decisions, which, at least from the point of view of personal finance, seem not efficient or optimal. Divorce settlements sometimes lead to some objectively bad financial moves that are, however, quite unavoidable, as they are often related to non-financial considerations or other exigencies. I am not speaking about those kinds of "mistakes" in this post, but only about general financial management mistakes I have found couples and families to have made long before they were at the point of divorce. (Lawyerly Disclaimer: These are general observations, and of course not offered as specific advice to anyone in particular. I am your unpaid blogger, not your attorney.)

14 Common Financial Mistakes People Make

1) Have no emergency or "rainy day" fund.
2) Buy a house they cannot afford.
3) Don't save enough for retirement.
4) Consult "financial advisers" from institutions such as American Express, and actually take their advice.
5) Buy whole life insurance rather than term life insurance.
6) Take out second mortgage or equity line on their home for consumer purchases.
7) Buy annuities.
8) Pay down house or other lower interest rate debts before higher interest rate debts.
9) Buy individual stocks, or day trade, in any area outside personal area of primary expertise.
10) Buy a timeshare.
11) Borrow against retirement funds, or liquidate retirement funds.
12) Go into business, or purchase property, together with a relative other than a spouse.
13) If in serious credit card debt, pay a "debt counselor" or "credit counselor" but never consult a good bankruptcy lawyer.
14) Use credit cards to pay for everything, and keep a balance on which they pay high interest.


OK, now for my 14 Rules. These are general rules which are derived from, and correspond to, the 14 Common Mistakes above. These are rules that I believe most people should follow most of the time. If you are super wealthy or destitute, obviously these do not apply to you. These are just rules, and there are exceptions to rules. Disclaimer: as general rules, these observations of mine, of course, do not constitute specific advice for any individual. As I say in these rules themselves, all should do research themselves and take charge of their own financial future, and if possible, seek specific advice from a fiduciary who can look at their particular situations, see the big picture, and give advice tailored to their particular situations.

14 Rules Most Should Follow Most of the Time

1) Maintain an emergency fund, in money market funds, conservative bond funds, or treasury bills, that is highly liquid, and outside retirement, equal to six months of your regular living expenses.


2) Buy a house, with at least 20 percent down, only if it is in a neighborhood that is a good long-term place for you and your family to live, only if you will be living there in that particular home for at least five years, and only if it costs half, or less than half, as much as the biggest house "you can afford," as calculated by the lender.
Be conservative. Your home is always more expensive, and in more ways than you think, than you initially realize. You need a cushion so you can save, and you should save not just in one piece of real estate, but in other types of investments, such as stock mutual funds. Do not be "house poor" like so many people are.

3) Save at least 20 percent of your gross income in retirement - through IRAs, 401Ks, employer pension funds, etc. Obviously, take full advantage of 401Ks especially when there is employer matching.

4) If you are getting financial advice, be sure that you are using a fiduciary, not a sales person working on commissions. Do research yourself, and find a fee-only financial adviser who is a fiduciary, and will work only for you, or do it yourself. If you can't find that kind of financial adviser - many independent, fee-only financial advisers will only work on behalf of individuals with significant assets, of $1 million or more - consult a good lawyer or just do it yourself. See Can you trust your financial adviser? By Liz Pulliam Weston- MSN Money.

5) If you have children, buy level term life insurance for a term that will extend no later than when your youngest child is 25. Don't buy any other life insurance. For the vast majority of people, whole life insurance is a bad idea; in my experience, most people who have it shouldn't. They would almost always be better off investing instead in stocks and bonds through mutual funds. I am often surprised at what I see. For example, I had a client who together with his spouse had paid around $1,000 a year for only $15,000 of life insurance in their children's names to cover the children's burial expenses! Of course this horrible idea had been sold to that client by a sleazy "financial adviser" working on commission. That money would have bought that client at least an extra million dollars of term life insurance. If you really like insurance, and depending on your circumstances, after taking care of term life insurance needs, you should instead buy disability insurance. In fact, for many, that will be an even more important move than buying term life insurance. If you don't have children, or other dependents, you should only think about disability insurance.

6) If you can't afford to pay for consumer purchases, including new cars, boats, vacations, or other things, from your current regular streams of income, do not buy them. Do not take out a second loan on your home to do so. See Rule 2 and Rule 14.

7) Don't buy annuities. Only rarely are these worthwhile. If provided by an employer, fine, but don't buy them. These are usually bought because of sales commissions. See Rule 4. Instead, invest wisely, and diversify, in mutual funds for the long haul. Buy and hold. I favor index funds with low expenses, such as Vanguard funds. One example: Lots in large cap (S&P 500), some in small and midcap, and some in international. See again Rule 3.

8) Pay down highest interest rate debts, such as credit cards, first before you pay down other debts. You should always, of course, make timely payments on your loans when due, but do not pay extra to reduce the principal debt if there are other debts you have with higher interest rates. However, if you are a sure candidate for bankruptcy, you should sometimes in fact stop paying high interest unsecured debts, like credit cards, entirely. But if you think that might be the case, see a bankruptcy lawyer first before doing this. See Rule 13.

9) If you have lots of money to invest - that is, if you still have money left over after you have invested 20 percent or more of your gross income in retirement funds - you may, if you insist, invest just a small portion of your extra money in individual stocks, but only in companies in an industry about which you have more knowledge than anything else, and never the company you work for. See Rule 3 and Rule 7. I have seen too many engineers who have been burned after overconfidently, aggressively and foolishly gambling on high tech stocks or other high-risk, high-return investments. If your company provides its own stock, or stock options as benefits, fine, but if and when possible, divest as much as possible, and diversify your investments into other holdings. And generally, unless you are really as smart as Warren Buffett, you should be primarily investing in solid mutual funds rather than trying to beat the odds by picking your own individual stocks.

10) Don't buy a timeshare. Pay as you go for vacations. Ridiculous timeshares are, in my experience, the asset divorcing parties most often want the other to take, as by the time of their divorce, they often realize that they should never have bought them. And don't buy a second home, unless you can afford it - that is, you have regularly saved enough for retirement, and are continuing to save 20 percent of your gross income for retirement, have no need to save for any child's future college expenses (you have enough saved in a 529 plan or otherwise to pay for your children's college costs) and still have money left over.

11) If tempted to raid your retirement fund, which will lead to absurd penalties, find any way you can to avoid this. If you can't cut your expenses or find a way to pay for the necessary things in another way, then come up with the money by temporarily halting your present contributions to retirement (preferable), or borrowing against your retirement (if it absolutely has to be done, this is better than taking an early withdrawal, but this is still bad). This should usually not be a problem if you follow Rule 1.

12) Go into business in one of the following ways only: a) by yourself, b) with others who are not relatives - but get a detailed, written agreement- or c) not at all. When buying a house or other property that you will live in, either do this by yourself, with your spouse - yes, still risky, but this is what marriage is about - or not at all.

13) If you have a lot of high interest, unsecured debt, consult a bankruptcy lawyer to see if you can and should go bankrupt, and if not, how best to get rid of the debt you have. Again, pay down the highest interest rate debt first. Usually you will want to maintain good credit and maximize your credit score, but sometimes you should default on high interest, unsecured debt. Get out of high interest rate debts one way or another, usually by paying them off as soon as possible, unless it is feasible and appropriate for you to avoid paying back the debt, through bankruptcy or default, after consulting a bankruptcy attorney. Often bankruptcy will be a better long-term move, and your credit may actually improve in a short period of time after you eliminate outrageous debts and make a financial recovery. There are many credit counselors who do nothing for you, and just make money as the middleman between you and the horrible vultures that are known as credit card companies.

14) Buy in cash, or use your bank debit card to make purchases, and pay off credit card balances in full each month. Can't or don't want to pay for it now? Then don't buy it. See Rule 6.


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For information about personal finance, especially in the context of divorce and family law, see some links to a few good websites and financial calculators on the links page of my law firm website.

The Divorce Generation


Now here's an interesting read, the cover story from the April 21 edition of Newsweek: The Divorce Generation Grows Up ("The Divorce Generation Grows Up - Grant High School's class of '82 were raised on 'The Brady Bunch'—while their own families were falling apart. These are their stories—in their words").

As I was born in 1965, right on the line between the Baby Boom Generation and Generation X, I sometimes don't know to what generation I should say I belong. I have characteristics of both Boomers and Xers.

The author, David J. Jefferson, just a few years older than I, has described us 40-something-year-olds, who grew up watching the Brady Bunch, as the "divorce generation." Maybe that will do, although I don't particularly like the term, and I sincerely hope that this author has exaggerated the impact of divorce on my "generation."

But I can certainly relate to the stories told by the author's classmates, as I graduated from high school just one year later than they did, in the early 80s, when the divorce rate in this country was at its highest point. Many of these stories sound all too familiar to me, as they resemble so many stories of others my age.

Since the early 80s, the divorce rate has fallen. And as this article indicates, as we now-40-something-year-olds of the "divorce generation" have grown up, the national divorce rate has fallen, though not back down to the very low level of the 50s and 60s. The relatively lower rate of today may have a lot to do with the fact that we of the "divorce generation" have been more reluctant to make commitments, and more hesitant to marry, and as a group have been waiting until later to do so.

The author of this article indeed suggests that our hesitancy may be partly a consequence of having grown up in the period, from the late 60s through the early 80s, when marriages were becoming so much more vulnerable to termination by divorce. More than just an interesting footnote to The Unexpected Legacy of Divorce, this feature story should be but one of many studies and musings on this topic that I suspect, and hope, will follow in the years to come.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Divorce By YouTube

Wow! Recently we had a disgruntled husband in Vermont airing dirty divorce laundry on his blog (see my posts here and there). Now a disgruntled wife in New York has broadcast her grievances on YouTube (see below). This YouTube video has been widely viewed, and has been widely reported and blogged about already. See Family Lore and New York Divorce Report for some good posts on this.



This YouTube woman, named Tricia, reminds me of Heather Mills in many ways. Tricia is the much younger wife of a wealthy man in a bitter divorce battle, and she happens to be English; furthermore, she appears to be somewhat unhinged, and judging from this video, she would probably make a very bad witness in court, just like Heather Mills apparently did.

But one difference is Heather Mills started out with lawyers, then bumbled about in an apparent, misguided attempt to try her case in the media, and finally ended up handling her case herself, while still running to the media to whine. But this YouTube woman appears first to have started out by trying her case on YouTube, but then now apparently has the good sense to have hired high-profile New York divorce attorney, Raoul Felder, who represents her now but not until after she made this video.

Now that's a better ordered approach, I'd say. Maybe Heather should have gotten it all out of her system with her crazy antics in public, if she had to, and then hired a good army of lawyers in London, and not the other way around.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

First Circuit Court of Appeals Rules on QDROs

For analysis of a recent decision by the U.S. First Circuit Court of Appeals in Boston on qualified domestic relations orders (QDROs), see the recent post Boston ERISA Law Blog: Some Quirks About QDROs. The post mainly discusses the federal appellate court's recent ruling that the state probate courts, not just the federal courts, have jurisdiction to determine whether a particular order is a QDRO. As Stephen D. Rosenberg, a specialist in ERISA law, put it in that blog post, "the First Circuit emphasized that the state probate court has jurisdiction to determine whether a particular order qualifies as a QDRO and to thereafter enforce it, and that this particular issue does not have to be severed off from a particular probate court/divorce action and brought to federal court." For more on this, please read his excellent post.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Divorce and Estate Planning

All individuals who happen to be going through divorce should get an estate planning attorney to prepare for the future by helping them to plan and draft some basic estate planning documents, usually at or near the end of the divorce process. In fact, it is best to see an estate planning attorney before the divorce judgment becomes final.

For an excellent primer on this issue, please read the following series of articles from Leanna Hamill, a Massachusetts estate planning and elder law attorney from Hingham, and author of the Massachusetts Estate Planning and Elder Law Blog:

Estate Planning and Divorce - Part 1
Estate Planning and Divorce - Part 2: Post Divorce, and
Estate Planning and Divorce - Tips on Trusts for the Family Law Attorney.

Every individual's situation is different, but all people going through a divorce will have lots of reasons to hire an estate planning attorney to do an estate planning do-over, or to make a first-time visit if they have yet to do any estate planning. And more generally, most individuals with any kind of family law issues or disputes, whether in divorce or not, would be wise to get a good estate planning attorney, one who concentrates either primarily or exclusively in that area, to go over their particular situations, and provide the appropriate menu of options available to them. Fee arrangements for estate planning are more like those of criminal law than those of family law, in that flat-fee, rather than hourly billing, is the norm.

I am often asked by my clients if I can prepare wills, trusts, health care proxies, and other estate planning documents for them. As a licensed Massachusetts attorney, I can in fact do all of these things, and I have taken courses both in law school and outside of law school on estate planning and elder law, but I prefer not to take on even the most basic of such cases. Estate planning is a distinct area of practice, as are my primary areas of practice which are both in the litigation arena - divorce and family law, and criminal law. I choose, as do most attorneys, to concentrate in a few areas of the law so that I can do the best job possible. Concentrating or specializing in one or more areas of practice leads to more effectiveness and efficiency in service as it leads to greater expertise in those areas.

Many other areas of the law often intersect with family law, and that is one of the reasons I like family law. However, I often find it best, or even necessary, to refer cases or issues in other fields to practitioners in those separate fields. Sometimes, for example, I find a need to refer clients directly to attorneys who concentrate in matters of trusts and estates, in order to handle such matters as complicated trusts, education trusts, special needs trusts, or other matters. In many other cases, clients already have other attorneys for estate planning and I have found it a pleasure to work with them on behalf of the client's various needs when they are related in some way.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.

Shaq O'Neal Divorce Reveals He's A Big Spender

I just saw this post by Jeffrey Lalloway at the California Divorce and Family Law Blog: Shaq's Expenses Revealed In Divorce Court...$26,560 a month in babysitters??.

Miami Heat center Shaq O'Neal, in the middle of a divorce with his wife of five years, Shaunie, has reported expenses of $1.3 million a month, including $26,560 per month just for babysitters (Shaq and Shaunie have four kids together and two kids of previous relationships), according to the blog which cites the following Miami CBS4 report: cbs4.com - Shaq's Expenses Revealed In Divorce Court.

Here's the complete list of O'Neal's monthly expenses, as reported in the CBS4 article and in the California Divorce and Family Law Blog:

• $156,116 on mortgages.
• $110,505 on vacations.
• $60,417 on gifts.
• $26,560 on baby-sitters.
• $24,300 on gasoline.
• $22,190 on maids.
• $17,220 on clothes.
• $12,775 on food.
And the tax man gets about $500,000 a month in income taxes.

At that rate of spending, and even with Shaq's $20 million yearly income (an income second among NBA players only to our own Kevin Garnett of the Boston Celtics) there doesn't seem to be enough room in his budget for savings and investment. I've heard it said about us Americans that the answer to the question "What is your cost of living?" is exactly the same as the answer to the question "How much do you make?" Certainly seems to be true for Shaq.

At that rate of spending, he only has about $4 million left each year to invest or save (not including that which he saves through his mortgage payments).

Aren't you feeling sorry for him now?

For information about Massachusetts divorce and family law, see the Massachusetts Divorce & Family Law Page of my law firm website.

Same-Sex Divorce Challenges the Legal System, Washington Post Reports

The Washington Post just published the following article, Same-Sex Divorce Challenges the Legal System - washingtonpost.com, by Dafna Linzer about the peculiar problems same-sex couples face, both here in Massachusetts and elsewhere, when they split. Given the topic, the article naturally had a big focus on Massachusetts, and it includes quotes from interviews of family law specialists here who do a lot of work with gay and lesbian clients.

The article points out some of the important ways in which same-sex married couples face different legal problems and challenges than traditional (heterosexual) married couples, even though the Massachusetts Supreme Judicial Court's equal protection ruling in Goodridge et al. v. Department of Public Health et al., aimed to equalize treatment of same-sex couples and traditional couples. This just goes to show that no matter how hard one state's supreme court may try, there are many things standing in the way of equal treatment, including federal law, other states' laws, and biology itself.

Thus, gay and lesbian couples should not assume that simply by getting married they automatically have all of the exact rights and responsibilities of heterosexual married couples, even here in Massachusetts. It's not exactly true. For example, in a gay or lesbian marriage only one parent can be the biological parent, and nonbiological parents in such marriages will not automatically have the same parental rights and responsibilities as the partners in a traditional marriage - to effect such similar rights and responsibilities, such couples will need to adopt.

There are also some serious differences between the financial treatment, upon divorce, of couples married as same-sex couples and those married as heterosexual couples. And of course this all brings to mind the Golden Rule: When in doubt, see a lawyer first!

"When her three-year-old marriage broke up, the 44-year-old doctor assumed she and her ex would split their property and jointly parent their two children. Her stay-at-home spouse wanted sole custody and the right to move the children out of Massachusetts.

In pretrial motions, both parents made the same argument to a judge: The children should be with me; I'm their mother.

For years, family court judges leaned toward a maternal preference when it came to custody disputes. But what to do when both parents are women, or neither is? Judges in Massachusetts have been grappling with that question since gay and lesbian couples began filing for divorce in 2004, seven months after the state Supreme Court legalized same-sex marriage.

Nearly 10,000 gay and lesbian couples married after the ruling. Massachusetts does not keep records on the number who have divorced, but lawyers who specialize in family cases say it is in the dozens. Those who choose to end their marriages soon discover that the trauma of divorce is compounded by legal and financial difficulties that heterosexual couples generally are spared.

'One of the benefits of marriage is divorce,' said Joyce Kauffman, a Boston divorce lawyer who has handled a dozen same-sex divorce cases. 'But for a lot of couples, that benefit is very complicated and very costly in ways that heterosexual couples would never have to experience....'


For information about Massachusetts divorce and family law, see the Massachusetts Divorce & Family Law Page of my law firm website.

In Search of the Kinder and Gentler Divorce: Mediation and Collaborative Divorce vs. "Traditional" Divorce

What is the best way to get a divorce? It appears there are more options these days than ever. What used to be called simply "divorce" is now being labeled "traditional divorce" as purportedly new methods of resolving divorce disputes are increasingly being promoted, through marketing efforts which are surfacing throughout the media.

Everywhere I turn, I am reading articles about what advocates tout as alternatives to "traditional divorce." Most of these articles appear to be warmed-over press releases from proponents of the purportedly new methods of divorce, including mediation (which is not really new but which has received a great deal of recent attention in the media), and that latest flavor of the month, which is known as "collaborative law" or "collaborative divorce." Mediation and collaborative law may be the right choice for some divorcing individuals, but they will definitely be the wrong choice for many others.

On December 19, the following article, by Associated Press writer David Crary, appeared everywhere, or at least in two of the many reading spaces I regularly visit, namely, the Worcester Telegram and Gazette - Worcester Telegram & Gazette: "Divorce doesn’t have to mean going to war in court; Collaborative approach or mediation replacing more costly litigation," By David Crary, Associated Press, December 19, 2007 - and Findlaw.com. This Associated Press article is a great place to start if you want to know something about collaborative law and particularly if you want to know how its champions are promoting it.

To get a more balanced perspective, however, you should also read Caryn Tamber's recent article in the Maryland legal periodical, the Maryland Daily Record, Maryland Daily Record: "Proponents love it, but traditional divorce lawyers see little use for ‘collaborative divorce’" by Caryn Tamber, which examines some of the most troubling problems, both practical and ethical, with the collaborative law method, and projects a helpful spotlight on the inflated claims and hype surrounding collaborative law.

Last week, when I first saw the AP article in the online version of the Worcester Telegram and Gazette, I also did the accompanying online collaborative law poll on that website (see below). This poll had only a small sample of respondents (60 including me) at the time I did the poll to get the results you see here. Nevertheless, these results, which show far less faith in the success of collaborative law than the accompanying article does, may be closer to the truth than the article is. Of course, neither the poll nor the article is scientific, and neither provides the answer to the question of whether collaborative law will be successful in any given case.



"STAY OUT OF COURT!" EVERYBODY SAYS

Most people, including even "traditional" divorce litigators like me, are fond of saying it is best to resolve differences and settle divorces "out of court." Indeed, I think lawyers are the most likely to want to avoid personally ending up in a strange court, just as doctors are perhaps most likely to fear landing in a strange hospital, because lawyers and doctors are most aware of all the things that can and do go wrong in their respective arenas.

Yes, it's true that we should try to stay out of court whenever possible. But what do we mean when we say that? It's not as simple as is often imagined. Divorce is a legal process that, at least to some degree, must be handled in court. At a minimum, there must be approval by the court of the divorce agreement of the parties, after mediation or some other process, whether involving litigation or not, has led to such an agreement. Furthermore, divorce is also a process that almost always requires some form of negotiating, involving compromise and mediation of some sort, and ultimately settlement, whether it is through "traditional divorce" or "collaborative divorce" or "mediation" and whether issues are hotly contested and litigated or not.

It is the rare case on which nothing is agreed upon and everything is determined by a trial. In fact, it is the rare case, even among the hotly litigated ones, that results in any trial at all. However, most divorce cases actually do end up "in court" for at least one or two contested hearings, before final resolution of the divorce is reached by agreement of the parties.

I always ask prospective clients who have come to me if they have attempted family counseling to save their marriage, and if they have attempted mediation or other "outside of court" methods to resolve their marital disputes. Most of them say either that they have indeed already done so, and it was a waste of time and money,or that they have not done so, as it would have been a waste of time and money, or that the other party would not agree to do so.

As my law practice does not offer mediation services, but only "traditional" divorce, I am more likely to encounter people who have the more difficult problems that require some litigation of various issues in court. Most people who come to see me are indeed in that very uncomfortable, unfortunate situation - that is, they will need to attend one or more hearings in court, even though they will most likely never need a full-blown trial.

It is great when people can be mature and "divorce well," but that is not often the case. To understand why, you must simply consider that divorce for most is inherently a deeply personal, painful, and unwelcome disruption. Even "no-fault" divorce is described as an "irretrievable breakdown of the marriage" to use the Massachusetts legal language, as divorce involves the severing of a most important relationship that affects all aspects of a married person's life. Consequently, there is certainly some truth to the cliché "criminal defense lawyers handle bad people on their best behavior, and divorce lawyers handle good people on their worst behavior." (I should know, as in my practice, I handle both criminal defense and family law. But I would actually amend that cliché as follows: Divorce lawyers handle all kinds of people on their worst behavior.)

WHEN MEDIATION & COLLABORATIVE DIVORCE WON'T WORK

And, despite what you may read to the contrary in some of the articles on this subject, it is not only the toughest cases - involving mental health issues or accusations of abuse - in which parties to divorce are unsuitable for collaborative divorce or mediation. All it takes is for one of the two parties to a divorce to be very angry, confused, or unreasonable, and you have a situation in which the so-called "kinder and gentler" means of divorce (mediation and collaborative divorce) either won't work, or will actually both not work and cost litigants more time and money than "traditional divorce" as the parties will ultimately have to use both methods, one followed by the other.

And what is so inherently expensive and necessarily vexatious about the traditional divorce process, anyway? In Massachusetts, the divorce procedure, for contested divorce, has some built-in provisions to encourage parties to resolve their disputes "out of court": there is a six-month waiting period after the filing of a contested action for divorce before one may mark the case for a pretrial conference.

Before the pretrial conference, at which a trial date is set if the case has still not been settled by that point, there must be a four-way meeting, in which both parties and their attorneys are required to sit down and try to resolve every issue in the divorce. At any point in the litigation of a contested divorce case, the parties and their attorneys may decide to have a four-way meeting even when not required, or otherwise resolve their divorce through negotiation between the attorneys, and settle the case, much as would a couple through mediation or collaborative law.

In fact, in many of my divorce cases, which are often litigated to some degree as contested cases in court, at least one party frequently chooses not to do complete discovery, or otherwise chooses not to do all that is presumed to be required in litigated cases, either out of the belief that there is full knowledge and disclosure of relevant information needed about the other party, or on account of some degree of trust of the other side regarding basic issues or information. That is so even though there may nonetheless be one or two difficult issues to resolve, and thus there remains a need for the pressure of litigation, and the uncertainties of a pending trial, to help bring the other side to the negotiating table before any trial actually takes place.

In collaborative law, the lawyers agree at the outset not to litigate, and voluntarily exchange information, rather than engage in formal discovery, all with a view toward reaching an agreement that will preclude the need for litigation in court. But many times, such cooperation and efficiency is similarly possible between parties and their attorneys in traditional divorce cases, in which a contested divorce complaint is pending in court. In my experience, a lot of these so-called traditional divorce cases end up being as cheap or cheaper than they would be if handled by lawyers formally trained in collaborative law, and are often conducted in a much similar manner, although without the built-in difficulties of formally renouncing many of the normal tools of the attorney's trade, as in collaborative law.

There are so many variables in divorces, and really, any good divorce lawyer should be able to handle divorce in a collaborative law manner, or in a hotly litigated manner, as the case may require. That is just good lawyering, in my view. I am indeed very impressed with some of those who are highly skilled in mediation and collaborative law, as the more tools in an attorney's toolkit, the better. And on those occasions when my prospective clients do seem to be good prospects for mediation (but not collaborative law, which I think can be performed quite well by me or by any other good "traditional" divorce lawyer), I send them to a good divorce lawyer who practices mediation.

WHATEVER YOU DO, CONSULT A DIVORCE LAWYER FIRST

I would only say, at the risk of sounding self-serving, that one should avoid divorce mediators who are not lawyers. In my experience, such mediators have often misled clients in applying the law to the facts of their cases. I have had more than one case in which a psychologist acting as a mediator helped divorcing individuals to reach an agreement, only to have one of the parties discover after going to an attorney (like me) "just to check over the agreement" that the agreement had incorrectly calculated child support, or otherwise had included provisions which were really not "fair" to one of the parties, as these provisions would not have been negotiated by equally informed and equipped attorneys knowledgeable about the law and how it is applied in the courts by judges. Then the parties had to revise their agreements, or start over in their negotiations, with a competent mediator, or with two "traditional" lawyers.

Lest you assume I am self-serving to my profession in this stated preference for lawyers as mediators, I should add that I often express a bias in favor of mental health professionals over lawyers when suggesting or choosing guardians ad litem, to investigate issues of custody and parenting time, because I have found mental health professionals are more likely to be competent in that particular task, and for the same reason - i.e., their training has prepared them for it. Divorce is a legal process, involving the law of divorce. Divorce mediators should be lawyers.

Those who are contemplating a divorce should know that whether they ultimately decide they need a mediator, a collaborative lawyer, or a traditional lawyer, for their divorce, they should always pick a lawyer who is experienced and knowledgeable in the area of divorce law, and preferably one who has had recent experience in the family court where their divorce case will be heard, no matter how simple or complex they think their divorce may be, and even if they think their case can be handled mostly "out of court."

When so much is at stake, divorcing parties owe it to themselves and to their family to try to do their divorce right the first time. Simplistic slogans are not to be believed. All who are contemplating divorce should go alone to see a good divorce lawyer who can explain all of the options and give them a clear idea of their individual rights and obligations, and an honest assessment of their particular legal situation. Then, and only then, will they be confidently able to determine if they should use a mediator, collaborative lawyer, or traditional lawyer for their divorce.

For information about Massachusetts divorce and family law, see the divorce and family law page of my law firm website.